SPEAKER_00: 0:00

We'll be right back. Failures Podcast. We're back with another one. Rich. This episode is kind of fucked up. We laughed about it a lot off air, but gauging by our community's feedback, something that's really serious is going on online that I can't say that we were fully aware of how much of a problem it is, but it's definitely something plaguing a lot of young men right now. And it's online get rich quick schemes. And what really started this whole conversation for us and wanting to dig a little bit deeper into it was one community member said, people dumber than me are getting rich every day online. What am I missing? What am I not doing right? And that was like the spark that created a flame in this conversation. And I want to get into your immediate feedback to that because it's shiny object syndrome, right? Like you're working, you're nine to five, you're 16, 17, 18 years old, and you're always scrolling through or the internet. The algorithm knows what you want out of life and money is obviously one of them. What's better than making a lot of money by doing very little? Sounds perfect, right?

SPEAKER_01: 1:45

For sure. Man, I'm excited to talk about this. I wish I had a big brother that would let me know what a crypto scam looks like, what an NFT scam looks like, what shady business practices look like, what's the difference between an ad versus a a real product. No one ever teaches you these things. So you kind of navigate the world and consume different content, whether it be online or on print. And it's hard to decipher whether you're being sold to or you're being given real information. So I'm glad we're breaking this down. And bro, there's a lot of bullshit out there online, right? Especially in the crypto world. Like you said, it's like a shiny new object that everybody wants to dip their toes in. And it really does feel like everybody in crypto is getting rich. At least that's how they paint

SPEAKER_00: 2:38

it. Rich, people should know you have a background in crypto professionally. You were an early investor. So you're not speaking as an old head, an unk that is out the loop. You're very much in the loop. So we talked about this online. I want you to build on it a little bit. You understand why it's so enticing because where there is new opportunity, where there is new tech there's usually ways you can make money quicker than maybe people who came before you, right? Like it's just, it's the nature of new technology.

SPEAKER_01: 3:11

Yeah, I think anything new, whether it be financial or not, people are going to try to abuse, right? Any new industry can have its vulnerabilities and crypto is not immune to that. Early on, people got really lucky, I would say, and purchased a lot of Bitcoin, a lot of Ethereum, purchased just NFTs early on back in 2016, 2017, and they just kind of held. And over time, as those assets started to grow in value, they made a lot of money, right? So there's these group of guys who were like really early on to the technology and made millions of dollars. And people are looking at them like, hey, how do I replicate what you did, right? But you had to be in ground zero. You had to be Bitcoin was living in the deep, deep dark webs of nerd blockchain cryptography forums. If you weren't living in that world at that time, you weren't going to know about Bitcoin early enough to see it be$1,$2 a coin. So it's easy to see someone's success and say, man, I want that. But you had to be in the corners of the internet to understand that. the technology and sort of like the potential.

SPEAKER_00: 4:34

I'm going to do a fun game with you that's all in your world. I want to be clear. Rich and I are not selling anything on our platform. Number one. Number two, Rich and I have full-time jobs outside of this community we're building and platform we're building. Number three, Rich and I are just trying to help young men. If you're going to fall over a hurdle, I want it to be a hurdle worth falling over. Hence, the show named Failures, the platform form name failures you cannot try to achieve anything in life without experiencing adversity that's what we're here for to make sure that if you're gonna fall it's worth falling just want to make that clear because I can see a lot of people already punching the shit out of their keyboard mad because we're calling out something that they feel invested in

SPEAKER_01: 5:22

yeah

SPEAKER_00: 5:23

just want to make that clear we're not saying to not get your hustle on we actually are saying the opposite get your hustle on but be very aware when you're sitting at a bar alone or you're out at a party alone and a girl just walks up to you and starts kissing you on the neck rubbing your arm and you've never met this person you don't know this person and this person has no reason to love you or like you or want to fuck you outside of wanting something from you that's the comparison so we're just saying listen we get it you find yourself to be very handsome and brilliant you stumbled on some some new get money shit, but just be very cautious. If it comes too fast, comes too quick, and it seems too good to be true, chances are you're going to get finessed. End point. Rich, I want to play a game because you have a lot of experience in this world and I don't. I'm going to say some words that are relevant to your space and you tell me what comes to mind immediately.

SPEAKER_01: 6:24

Cool. NFTs. NFTs, I would say they're innovative. They're a new way to package ownership digitally and Sometimes that's hard for people to understand, right? It's like, are you telling me that this piece of art or this, like a board ape, which is like the monkey art, is valuable and worth thousands? I could just copy and paste or screenshot it and I could also own it, but that's not

SPEAKER_00: 6:55

how it works. I love that you're saying this because I was expecting you to go the other way. So you're pro-NFTs. Where did the NFTs go wrong when there was an NFT bubble?

SPEAKER_01: 7:02

Yeah, like I said, bro, any new technology and industry is bound for vulnerabilities, right? Like this is the wild, wild west of blockchain crypto technology. And there's no regulation. I mean, we're starting now, like the SEC, the many different governments are starting to build regulation around this industry, but it's very much the wild, wild west. So if malicious actors, scammers see a vulnerability that they can exploit, they're going to take every opportunity to do so and once they've started to see that something like an NFT that could be generated automatically through the use of like some some AI prompting right once they've seen that that could generate profits if marketed properly you know they're going to take the advantage nine times out of ten so

SPEAKER_00: 7:57

I like your stance because it feels like you you're over educated on the subject you're saying you can't be mad at the game you just got to be a smarter player in the game because there are opportunities to make legitimate long-term investments. Just be smart when you're being sold a bad package. So NFTs are not to be villainized. You're saying there is function in the technology and whatever's going to come with it. It's just the people that have created get-rich-quick opportunities off of other people from that market.

SPEAKER_01: 8:31

Yeah, I would say so. Just like how not every court online is a bad course. You know what I mean? Some courses are scammy and do feel like you're just brought in to purchase that course and fall into like a loop where you end up just buying more courses and buying more courses. But there is like good online courses and good education.

SPEAKER_00: 8:54

Rich, you mean to tell me that a course about selling courses is not a good course to pay for? Nah.

SPEAKER_01: 9:03

You gotta watch who you're purchasing these courses is from.

SPEAKER_00: 9:06

You're teaching flim how to flam the flim flam. Now you're just in an echo chamber of finesse. You're learning how to finesse other people for a living. I want to stop there because there's a lot we can unpack here, but I did want to touch on AI. I did want to touch on crypto. I did want to touch on NFTs. There's a few other little pockets within that world, Web 3.0, but the general summary on that for all of my nerds that are a part of our community, like you said, they're going to attack and they're going to make their defenses. I just wanted to make it clear out the gate that Rich is very much someone that I've known my whole life to be invested in what's to come in modern technology and investment opportunities. So you're not an expert at everything, but you do have a good idea to understand why people who are in a position of desperation would take a step in the direction at wanting to capitalize on one of these opportunities. Air quotes, opportunities.

SPEAKER_01: 10:04

Yeah. I mean, listen, when you see other people getting rich and other people getting into projects early and making a good profit, it's very appealing. You're like, damn, I know this person. I could probably do the same. But usually you're either too late or you end up being what they call exit liquidity.

SPEAKER_00: 10:23

That's smart. The too late thing is one thing I love. I remember when during the pandemic i moved back to jersey close to my mom lived in a nice little condo space in edgewater we weren't talking to a lot of people at that time so everybody was just kind of locked down i was working from home and i swear to you i think some of the dumbest people i went to high school with were all getting money legit money yeah and everybody at that time was a day trader i remember that

SPEAKER_01: 10:51

oh 2020

SPEAKER_00: 10:52

you remember that what the fuck was that i swear i was getting like the I was getting advice from every idiot from high school about how day trading was the next big thing. And, and they could quadruple my money because their portfolio shook. I was, I never put my money down on anybody who hit me up, but I always felt in my gut, like I've known this dude since he was like eight years old. He's a fucking idiot. How was he getting rich? So back to the, that's probably why I stopped when one of our community members wrote that like people dumber than me are getting rich. What am I missing? I think that's the way I felt in that moment.

SPEAKER_01: 11:25

Yeah. I mean, that, was back in 2020, COVID, Trump, the whole world shut down. But

SPEAKER_00: 11:32

how do you deal with that, Rich? Because you're like in that world. You're not all the way in, but you know what I mean? Like, how do you decipher the bullshit? I think this is a, we're going to get into practical advice and red flags for our community members for when you're about to get finessed that are not so obvious. But right now, at that moment, how were you staying? I mean, did you get hit by anything that was like a bad investment and you believed what was wasn't

SPEAKER_01: 11:56

true? Oh, for sure i mean listen everybody was making money back then it didn't matter what you bought people were buying penny stocks everything was up everything was up yeah yeah so it's easy to seem like a genius when everything is going up right but i got burned really bad in that era where um there was this big talk about tesla and there was this a big event called battery day and elon musk was gonna present this shiny new technology and there was some ai under tones with this new tech. And you get caught in the subreddits. I got caught in all of it, bro.

SPEAKER_00: 12:33

Cause they're like, cause they're saying, man, you could hedge this bet now cause he's going to do this and we could get ahead of it.

SPEAKER_01: 12:39

Yes.

SPEAKER_00: 12:39

Is that, is that like a high mentality, right? Like you just start believing everything you read.

SPEAKER_01: 12:43

Yeah. Listen, I fell into the social media matrix, like discord, social media, Twitter, and long story short, I threw like 15 racks into Tesla. in options, which I had no experience trading. The event was a flop. Elon Musk didn't present anything new other than some numbers that were kind of like underwhelming as far as car purchases. And I got burned, bro. Like I lost 15K in one trade. Wow. I was sick for about a week.

SPEAKER_00: 13:20

Wow.$15,000?

SPEAKER_01: 13:23

And yeah, one bad trade. One moment, I believe the hype. I fell for the...

SPEAKER_00: 13:29

This is perfect. We can stop the show right here. Seriously, I'm curious. Looking back, what were the more teachable moments, the red flags that you ignored? One of them had to be confirmation bias. Once you saw what you wanted to see, you let the algorithm just keep showing you more stuff that was in that world.

SPEAKER_01: 13:50

Yeah. I think for one, it was the urgency, right? Like, oh, it's battery day. Elon Musk sells electric cars like urgency you know this is a once in a lifetime event he's gonna announce some groundbreaking information and revolutionary technology when it comes to tesla and cars and ai and bro i bought it all and i was also really up from the 2020 penny stocks market boom so i felt like invincible comfortable enough yeah invincible you were like

SPEAKER_00: 14:24

bro i keep getting 21s on black Jack, I got it.

SPEAKER_01: 14:28

100%. And yeah, and I was right about a lot of trades and it got to this one and I'm like, oh, watch, I'm going to turn this 15 into 100 in just one trade. And boy, was I wrong. I was sick for about a week. Wow. I could not believe, by the way, 15K was a lot of money. It's still a lot of money today. And I was like, man, I wish I hadn't doubled down on that. I wish I didn't fall for the social media matrix, the discord the, you know, sense of urgency, the once in a lifetime opportunity, take advantage of it now. There'll never be another battery day. Elon Musk will never announce this groundbreaking tech. I fell for it all. You know, now looking back, I feel foolish for falling into that, but I'll tell you this much. I'll never make that mistake again. I don't think I have made a trade that large since. And that was back in 2020.

SPEAKER_00: 15:20

So this is actually perfect, Rich. It's funny. We talked about stories on our pre-prep show that we do maybe one day we'll put this all on the patreon where you can see me and rich vent about our our adult lives before we come on air and give advice to young people or anybody that we feel like we can help and again we're going to get into practical advice and red flags at the end of the show so anybody that just wants to skip to that go to that part right now but me and rich is kind of sharing stories to give context also i want to create empathy with our community i want them to know that we are not infallible everyone can fall victim to psychological tricks when your back is against the wall and your finances are not right and you're trying to turn one into a hundred and a hundred into a hundred thousand rich your story was basically that right you were up but you wanted to be more up so you could turn that 15 into a hundred and to you it was certain right it was a lock based on everything you were reading up into that moment

SPEAKER_01: 16:16

yeah yeah and i wasn't the only one that got burned there was a whole bunch of people that got burned with

SPEAKER_00: 16:21

do you know do you personally know anybody that was in on it

SPEAKER_01: 16:23

i know a couple we

SPEAKER_00: 16:24

had a little we had a little group a little post game powwow. Y'all got fucking toast and butter because you had no more money to spend on food.

SPEAKER_01: 16:33

I remember talking to my girlfriend at the time, telling her about this mistake. Was she in on it? She couldn't

SPEAKER_00: 16:45

believe it. You were like, yo, give me$5,000. I'm going to come back with 50

SPEAKER_01: 16:49

feet. That probably was a mistake because I don't think she knew how much money I had. Just mentioning how much I lost, it It made her recompute how much I actually had. But needless to say, I remember her just, she was cool about it. She was just kind of like, hey, it's fine. You're a smart guy. You'll pick yourself back up. You'll save. You'll be right about a different trade. And that did help a lot. But bro, it took me about a week of just thinking and marinating in this failure of a trade. Why did we do that? I could have bought a car with that. I could have thrown that into my student loan. loans. I could have thrown that into an account for my son. I started to think about all the things that I could have done with that money that I lost instead of making that trade.

SPEAKER_00: 17:38

I do want to say this. One quote that comes to mind is, certainty is an illusion. And that quote is more for human beings, people in your life, people that you feel like, oh, this person is certain. They're going to be what I expect them to be. Nothing is 100% certain. That's a fact. But I think that quote is relevant for this world where you read an entire Discord thread or a Reddit thread or a blog post or a Twitter thread. The more you read, the more you become invested in what outcome you want. I gamble. I gamble on sports all the time. It's one of my addictions. And I probably lose anywhere between$1,000 to$1,500 a year on gambling. But it's the adrenaline rush of the up and down, up and down, up and down. to win five, lose three, and you get to watch the game and be invested. I can see why people that day trade or in stocks or crypto, meme coins, shit coins, whatever you want to call them, they are also addicted to that roller coaster of constantly putting money in, reading what's going to happen, feeling like you know the future and your money is tied to the future. So again, this part of the show is to be very clear that Rich and I are far from perfect. and we're not claiming to be. But there are teachable things that should be shared amongst people that take the step, and everybody gets burned by it, of getting rich quick. Too fast, too soon. Too good to be true. All these cliches exist for a reason. So I think that story's incredible, Rich. I did have a story when I was a teenager, which is very different than the climate we're in online with the internet right now, because the internet is impulse. all this credit card information and I see an opportunity to help my mother turn$2,000 she has in our savings account. And I know for a fact, based on the research I've done, seen the movie on the Best Buy, like stock, is it Best Buy or no? GameStop.

SPEAKER_01: 19:43

GameStop, yeah.

SPEAKER_00: 19:44

The GameStops. It's like I could see someone living in a fucked up situation and paying attention to these forum boards with no money and convincing people they love to put money in. And that one story of the GameStops stock being the one stock that crushed all of corporate America. That's an underdog story. The probability that is one to a zillion, but people will use that as an anchor to be like, man, it can happen. This could be GameStop again. But how many GameStops you're going to get in a five, four year cycle?

SPEAKER_01: 20:15

Yeah. Not many. If one at all.

SPEAKER_00: 20:17

You know, rare, right? So I could see the hope. I think that's what I was trying to get to. There's a lot of hope and desperation and people that have their back against the wall. And that's something I definitely empathize with because I didn't grow up with a lot. So we get it. I think that's the point. We get it. And when I was in high school, I remember everybody was, you know, this is the 2000s throwback jerseys, big jewelry, pinwheel hats, bandanas. And me and my boys would go to Manhattan and we would go to Canal Street and my mom would give me like a few hundred dollars to go school shopping. So rather than going to like the Paramus Mall or like Bergen Line, we would go to New York, jump on the little two dollar bus and go to canal street and try to get more for our dollar but what we didn't know is that canal street is notorious for selling fake products so i remember i had my own money and then my parents gave me like my mom and pops gave me like two or three hundred dollars to go school shopping for clothes anyway long story short on canal street i wind up buying two bootleg jerseys and i had like three hundred dollars left and me and my boys we get pulled over over by these Haitian guys. And they're like, yo, yo. He's like, yo, papi, I see you guys getting money. We look cool. We're trying to look cool while we go shopping. And he pulled me to the side and he isolated me. And this Haitian dude just went in his pocket and was like, yo, I ain't going to lie to you. We just ran up on somebody. We stole this chain. I got to get this chain off of me. So I see you got jewelry on, but this is a$4,000 chain. And I was on some like, nah, I'm good, bro. I'm cool. But he was like, urgency he's like bro I gotta get out of here so either you buy this chain or I'm gonna just give it to somebody but like bro the dude had a lighter and he lit the lighter and just started going like this with the chain and I don't know shit about gold but in my mind I'm like yeah that's that would have melted if it was fake and then he pulled out like this little thing to test it and he test the chain and it came up with a little green light basically he was a fucking hood magician he just like showed me all these tricks and again I'm away from my boys anybody that could be like nah don't Like, bro, he's like, try it on. So I tried it on. Like, damn, shit looks tough. He's like, bro, right now,$800 I'll give it to you. I'm like, bro, I don't have eight. So he's like, how much you got? So I'm like, bro, all I got is three. He's like, bro, I got to leave, bro. Just give me the three right now. I'll give it to you. So I go in my pocket and give him$300. Bro, I was happier than a mother. Oh, man, I can't even say it. I was happier than a pig in mud. We jump back on the bus, go back home. I got my chain on. I'm happy. I didn't buy no more school clothes. I had two fake throwback jerseys and a gold chain with$800. Back then, I mean now, shit, kids buying designer clothes. But at that time, I go home. I'm happy as hell. My mom, my father like, yo, how's the school shopping go? I'm like, oh, look, I got this chain. I put two jerseys on the couch and my father looks at me. He's like, bro,$800? You got two fucking jerseys? With$800, you only bought two pieces of what are you going to wear for the rest of the year of school so I'm like nah you not thinking bro I got this gold chain look at this fucking bro he grabbed it he looked at me and he just started beating the shit out of me with the chain like hitting me with the chain you stupid motherfucker you think bro whoop my ass then he was like bro I'm keeping the fucking chain and I'm going to wear it until it turns green and I was like what you mean like that's a real chain bro how you going to take my he's like bro this is fake are you stupid. Nobody's going to sell gold for one eighth of the price. Who's going to do that? Lesson learned. What I'm saying, I'm sure somebody young is like, what the fuck does that got to do with internet money? It's the same premise, right? You're getting an insane promise on your original investment. The Jane would have cost$4,000, but he was giving it to me for$300. Why? Why would he do that? Two, urgency. Y'all got I got to do it now. I got to make this play now. Three, you isolated me from my friends.

SPEAKER_01: 24:31

Yeah, yeah, the strategy.

SPEAKER_00: 24:33

Online, you're alone. You're alone in your room. You're on your phone.

SPEAKER_01: 24:37

The equivalent to that is getting the DMs. Exactly. Yeah, turn 500 into 5,000. Let me talk to you over here.

SPEAKER_00: 24:42

Again, Failures Podcast, we're not gurus. We're not gods. We're not above anything. We're just trying to point out that we are you, but we're just you 10 or 15 years ahead. So even when online schemes, which I'm I'm sure there were back then. We're not infallible. We are going to make mistakes. Rich just shared a story about an investment he made based on hype. I'm sharing a story on how I got played outside in the real world. But it's funny because a lot of these things that cause you to make these irrational decisions all have kind of a similar formula in them. And we did want to touch on that, Rich, was the psychology of a lot of these people that are peddling a lot of these online get-rich-quick schemes. They all kind of follow a similar pattern.

SPEAKER_01: 25:26

Yeah. I think certainly it depends how old you are, right? Whether you're 15, 16, 17. I think each one of those ages represents a different eagerness to make money, right? At 15, 16, you're trying to get the latest Jordans or trying to get some fly clothes. 17, 18, you're probably trying to save up for your first car. So certainly your age, I think, matters as to the psychology of why you want money. I think the trap often that we fall into and we've all fallen victim to this is it's not bad to want money, but wanting money fast is kind of like the poison. Usually, Any fast track to money is probably a scam or you should be very cautious, right? I don't think there's a way around hard work, right? And a lot of times things that feel easy usually are not what they seem.

SPEAKER_00: 26:26

Yeah. I mean, get rich quick schemes. Again, a lot of these phrases and these taboos have existed for a long time because they've existed since the beginning of time. I went down to FTX, Rabo hole shout out to this guy James Janney on YouTube if you really want to get in some quality documentaries about modern day scams and like a lot of the stuff that we're talking about here this dude is dedicated the last seven years of his life to making these like 50 to 90 minute documentaries that are truly Netflix level documentaries with interviews research and he dives so deep into these subjects that And he always shares like a very fair perspective on like why people would get caught in these things. So as an extension, Rich and I will put the links in all the descriptions, but he has one on MLMs, multi-level marketing schemes, which I couldn't believe based on our community and doing a little bit of research, how many people are getting played by these MLMs, which is essentially- Like the pyramid schemes type. Yeah, it's a pyramid scheme, but it's legal because they give you product Every time you bring in a new person or the new person gets product and allegedly the job is to sell this product, this inventory, but the real hustle is-

SPEAKER_01: 27:49

Yeah, bringing people in.

SPEAKER_00: 27:50

You just bringing in more people.

SPEAKER_01: 27:52

Right.

SPEAKER_00: 27:52

And I've never been finessed by this, but the numbers are crazy. Talking about multi millions of people. And even though the information is out there, it's the way they teach you how to sell the product and the way they teach you how to identify five people who need the help it's almost like a fucking cult like you're intentionally identifying the vulnerable and then you're selling them this idea based on how much better your life is and anyone who's desperate and down bad is gonna fall for this

SPEAKER_01: 28:23

yeah I think some people are really just really good at selling these ideas right it's funny my brother was telling me the other day he said bro I get these people hitting me up all the time and now they got new strategies now he's like they'll invite you over to like a venue they'll play like UFC they'll give you alcohol they'll bring food and then like right before they give you all these free amenities they do the presentation right they do the presentation they'll have the event they'll show you a video or a pay-per-view or a UFC they'll give you food drinks alcohol and then they'll bring it back up again at the end to kind of sort of like hook you on signing up but you're right they do present you with this urgent opportunity once in a lifetime look how well I'm doing this could be you as well and a lot of that I think stems back to social media and sort of like the content that we consume think on Twitter and Instagram and Facebook you get a lot of like flex culture so it's like you see the pretty cars you see the clothes you see the influencers living this like extravagant lifestyle and it's easy to fall victim to that to say man I want that like how do I get that how do I get that now right like you know what I mean like we don't want to take our time to get to that destination

SPEAKER_00: 29:53

bro it's the weirdest thing just hearing you run through it it's like someone described it in our community as a making money paradox meaning in order to make money I can teach you how to make money it's a weird thing to say but when you really think about it it's like a house of infinite mirrors it's like I can teach you how to make money that's how you'll make money but if this person was good at making real money why the fuck would they tell you for$50 a month

SPEAKER_01: 30:24

because you're the product think about it whenever someone gives you something free nothing's ever free right you look at social media I'll give you a perfect example you look at social media right you could create a free Facebook account, a free X account, a free Instagram, a free Snapchat, YouTube, right? Ah, that's a great point. I love that. But these products are not free. You are the product. How are you the product of these applications? By you submitting your data. Once you submit your data in these systems, they're taking this data, selling it to advertisers, right? Selling the information like, hey, Rich Sanchez goes on these many pages and consumes this product, why don't you sell him an ad, right? Like, why don't you present him an ad for Shein Men? Or why don't you submit an ad for like gaming or AI? Like he's very much more susceptible to purchasing a crypto product, right? Because that's part of his interest. And that's how that system works. But whenever something is free, 10 times out of 10, you are the product.

SPEAKER_00: 31:37

The digital nomad culture, the solopreneur, the you can live my lifestyle with these five tips. I'll give you tip number one, but for the other four, you got to download my course. Now, I'm 39. I'm not completely out of the mix. I definitely scour the internet and do enough research for things that I want to get better at, things that I want to learn. Hell, Rich and I are building a platform from scratch. A lot has changed since 20 years ago when we built our first platform, which we were able to profit off of and have our own careers come from. There is... an infinite amount of incredibly valuable information, skill-based information online for free. I believe if you really want to learn something online, you can scour the internet if you have a lot of free time and truly learn any skill that can help you create wealth, help you create job opportunities from the free content that's online. Now, if an influencer or some person that's running a platform has given you over 200 hours of quality time content that have literally taught you a skill that's changed your life. and they have a more refined version to streamline the knowledge that's coming for the 3.0, I think that's a safe bet, in my opinion. Because he's already shown you with 200 hours of content for free, you have nothing to worry about. I obviously know what the fuck I'm talking about. And to your point, he's giving you free content, so he got to make a living too. This guy has dedicated his life to... I'll give you an example. I haven't edited videos in a long time. The last time I edited videos was when I was in high school, I was in a video production class and I edited on Final Cut Pro. Rich and I relaunched this platform and I'm trying to figure out how to edit videos. And I wind up finding out that Final Cut Pro is no longer as relevant as it used to be, even though it is. And there's this thing called DaVinci Resolve that it's more like streamlined and you could work on it. Bro, I've been rocking with this one. I mean, I tested about 20 different YouTubers, but there's one guy that me and him are speaking the same language. And I wound up buying his course. This was a really expensive course. But Rich, I've been sending you cut downs and edits of video. We have to pay X amount of dollars per video that we cut for YouTube.

SPEAKER_01: 34:09

Yeah.

SPEAKER_00: 34:10

We could learn a skill and expedite that process if you pay the premium. So again, it's a gray area of conversation. I just want to be clear that we're not saying everybody selling stuff online is a bad person. We're saying if you go through all the criteria in order to get to to the link where you have to make a purchase. And he's never discussed the fucking product or how you're gonna get better. He just told you how girls are just gonna jump into your car window and start fucking you, how you're gonna be rich overnight, how your friends are gonna envy you, how you're gonna lift up your shirt and you never went to the gym and you're gonna have a six pack. That is the buyer beware. That's the, whoa, whoa, slow down, slow down. You've been watching a 40 minute video and he's never talked about the actual thing that he's selling. He's just telling you how you're going to magically get better, how you're going to magically become that version of yourself you always wanted to be. That to me is, that's fucked up. I don't even know how to describe it. I really wish they could just wipe the internet of all those kinds of people. But to your point, Rich, these are grown young men. They need to have their own discretion. If you get played, maybe you deserve to get played because you needed to learn that lesson.

SPEAKER_01: 35:22

Yeah. I mean, listen, to be fully transparent and to be fair, our podcast is free, right? But we're also not selling you something. At some point in time, maybe we'll make some live failures, merchandise, and we'll build a more monetized version. Because to Justin's point, editing a podcast costs money that we're coming out of pocket for. So ideally, this platform becomes self-sustaining and pays for itself. Or at a bare minimum, if we fail, we take all these episodes and hand them down to our children like, here, little homie, this is a little guide for you to follow. Nah. Knowledge, knowledge, game, wisdom. Yes, we're coming into this platform when we're creating this with the best intentions possible. I think that's where you have to sort of become good at. Understand that, you know, respect the message, but verify the messenger. I think when you look at people like your Goggins, right? Goggins, David Goggins has incredible discipline. I think he has a lot of wisdom to share. Formal Navy SEAL. His cardio game is crazy. But at the same time, At the same time, he's also doing conferences. He's also selling you books, right? You can follow these people. You can take advice. You can be selective about which content you consume, but just don't swipe your credit card every time their name is attached to something. Yeah, I think that's the biggest takeaway.

SPEAKER_00: 36:48

I want to get into red flags and some actionable advice because I think we could talk about this subject forever. But the first half of the podcast was dedicated to letting people know that they're not alone. This is a huge category online. And yeah, you're just not alone. Rich has been through it. I've been through it. I have family members. My mom got tricked into believing that her Amazon account was hacked and she got online with a dude and she shared her laptop screen with him and he pulled money out of her account like this is happening every day to the vulnerable to the desperate again failures podcast is not about pointing at people and saying you need to be better man up no it's showing that we've been through these things and here are the pitfalls and the hurdles that you may learn from our failures There's no better way to put it. We're just showing you what we see in our community, what we see in our family, what we see in ourselves. So Rich, one thing you just mentioned that we have to talk about is celebrity alignment and scams. It's another one of those gray ones because a lot of good products also have celebrity alignment. But you did send a short list over and I know you can't go too in depth with these things because you are aware of the internet hive mind. And if you get one thing wrong they're going to destroy your home point. So talk about the few things you did find online that were more in line with like crypto and meme coins and more modern day scams that are happening right now.

SPEAKER_01: 38:28

Yeah, I think the big one is just influencers taking their influence and mobilizing people to buy an NFT or buy a crypto token. So a couple months back, I think it was December of 2024, the then viral Haktua girl who had a viral moment, created a podcast and started to have celebrities on and just continuing to build her influence and momentum from that one viral video. And bro, somehow she just got pulled into some crypto bros, right? And she created a coin called Hawk. And it famously...

SPEAKER_00: 39:11

By the way, I don't know anything about this. This is

SPEAKER_01: 39:14

great. Yeah. So it famously rug pull. So essentially what happens is She's responsible for promoting the coin, right? It's going to release on X date. We already have this many buyers. Get it while it's hot. There's a limited amount, right? The urgency, right? That's rule number one. Usually a scam is always urgent. It's always getting now or have FOMO forever. So she releases the coin. It shoots up to multi-millions. I think 20 million or maybe even more. I think it was really high millions. And within 40 hours, the project tanks to zero. Then they trace back all the wallets who made the most money and took exit liquidity. And it was like her wallet, her team's wallet, a bunch of insiders who bought like really, really early. And it's a classic case of a pump and dump, right?

SPEAKER_00: 40:13

Wait, I'm sorry. We're going to have to do this in the show notes. Rug pool. Yeah. I know you just kind of broke it down, but what's the really for dummies version of a rug pull?

SPEAKER_01: 40:24

A rug pull is essentially a project that was created with the intentions of pulling the rug underneath. Got it. Right. No real value to the coin, no tokenomics, no roadmap. It's only intention is to... Inflate. Inflate. And get out.

SPEAKER_00: 40:43

Yeah.

SPEAKER_01: 40:43

Right. And to be fair, there's a lot of people that have made money with these pumping dumps. So it's a very, very high risk game to be playing. But people fell into the scam of Hawk, right? Oh, Hawk Tua is so funny. She's a young, bubbly white girl. She would never scam us. Turns out she scammed everyone, right? Other more recent and famous ones were Andrew Tate's Daddy Coin, very similar MO pump and dump. Another famous one was like like Logan Paul's Crypto Zoo, where he was creating like NFTs, like colorful, like cat creatures, NFTs. That was another project that tanked. Kim K and Mayweather were actually in a lawsuit for pushing a project called Ethereum Max. Wow. Which ended up also being an illegitimate crypto coin versus like the legitimate Ethereum. It was like Ethereum Max. It's better than Ethereum. And they were getting paid to perform this coin that ultimately ended up losing a lot of value. So part of the problem, and I stated this earlier, it's the wild, wild west, right? Even celebrities don't know what's the fine line between promoting a crypto project or not. So they're getting millions and millions of dollars handed to them for a tweet. They're going to do it, right? Oh, all I got to do is a tweet or one reel? Fine. Give me the 2 million. I'll do the promotion and I'll keep it moving. And that's what's been happening. And a lot of these scams, regular people are falling for them.

SPEAKER_00: 42:25

Now, again, just to give context, what is happening on the other side of these scams? What is the day trader with$1,000? And how is he getting pulled into this? And what is he doing? What is money? And how does it turn out for him?

SPEAKER_01: 42:39

The same way it turned out for me when I bought into the Tesla options during Battery Day back in 2020. We're all on our phones 24-7. We're all consuming social media content. We're all being fed very specific things via an algorithm. And it's very easy for you to mobilize an army of people who want to make a profit and who have a little bit of disposable income and who have a little bit more of a risk tolerance. And that's how you get them. So people like Kim K, they carry a lot of influence, right? People like uh logan paul right he has a whole like wwe army and prime army like this dude literally has like the youth in his hands right now so it's very easy to fall victim to something that these people are promoting

SPEAKER_00: 43:30

all right let's get into it i want to talk about uh the red flags just generic red flags for shit even older people i feel like older people might be more vulnerable in this world because i get texts all the time it's funny i went to the dmv to pay off. A lot of money that I owe to DMV, which I don't want to get into. I've moved about three times in the last three years and somehow my registration got lost in the sauce. So anyway, I pay a good amount. Shit fucked me up in terms of my personal finance goals, but I was happy not to have this fucking debt looming over my head. But literally the day after I get a text, looked like an official DMV automated. And I promise you my impulse, because I had just just dropped a nice bag and it was like something about the payment not going through I'm like that's not possible because the shit came out of my account so I hit the link bro it took me to a website that looked exactly like and luckily I was at work when I hit the link so I went to go do something else and I went back to my phone and I was like oh shit I forgot about this and I looked at it again I'm like why the fuck would the DMV text me

SPEAKER_01: 44:41

right

SPEAKER_00: 44:41

and at that point I went back and I screenshotted it and I chat GPT'd it and it was like chat GPT was like no that was like the first one word to answer it was like are you stupid are you dumb yeah and I thought to myself like damn where does that leave like a 70 year old grandmother a great grandmother that's at home and she got a little bullshit Obama phone and they have money like you know they have bank accounts that probably have a lot of money older people save a lot of their money yeah it's predatory so from the grandma all the way to the 15 year old kid fucking just killing time online what are some red flags Rich, that you think are legitimate advice that you should be keen to when it feels too good to be true?

SPEAKER_01: 45:26

Yeah. Nobody's immune to this, right? I do this for a living. I work in cybersecurity. That's my nine to five. And whether you're young or old, the reason why these malicious actors target people either through a phishing campaign or through text or a fake website or a fake email is because it works. There's people that fall for them and these people make a lot a lot of money so you know just just to set the record straight like the reason why it continues to happen is because it's very profitable to steal from people digitally

SPEAKER_00: 46:05

yeah and attack their vulnerabilities right yeah like yeah something about their kids something about um your car something about something that feels urgent that your primal brain takes over and you're like wait i have to look into this

SPEAKER_01: 46:19

yeah and and that That's exactly it. I think that's rule number one. Gets me every time.

SPEAKER_00: 46:51

Gets me every time. I think there isn't a product that exists on Amazon that wasn't over 50% off that I didn't buy in that immediate moment. I mean, yeah. I'm like, how long is this deodorant going to be 50% off? I have to get it while I can save seven cents. Yeah. But it works. It's these psychological tricks you're saying. And if you take urgency and you mix it with money or desperation or family or a quick fix, flip, of course it's going to work. But you're saying that's the red flag. That's the giant label that says, warning, give it a minute.

SPEAKER_01: 47:28

Yeah. Just like the Haitian guy on Canal Street, like, yo, I got to go. I got to go. Buy this now. I just stole it. The cops are after me. I need to get this off my hands. That sense of urgency. You're more susceptible to making a mistake when you have to act quickly and make an impulse decision. And that the vulnerability they're trying to exploit.

SPEAKER_00: 47:51

So that reminds me when I used to sell cars, we used to always do fake scarcity.

SPEAKER_01: 47:56

Yeah.

SPEAKER_00: 47:56

Somebody called about the new Benz that we just got and we put up on the website. A sales tactic always was, that was like part of our job. If they called, you had to say, no, there's somebody looking at the car right now as we speak. It just got to the lot, but I don't think it's going to be here too long. It's obviously if we took a dude who sold me a fake chain, someone who got got me to click on a DMV link. That person's probably been on my phone for the last three weeks just fishing through all my accounts. Rich, what should I do actually? Should I just shut my phone off?

SPEAKER_01: 48:31

If you should shut your phone off?

SPEAKER_00: 48:33

I hit the link. I hit the link. Now that I'm thinking about it, I already clicked that link. Are they in my phone?

SPEAKER_01: 48:40

No, no. I mean, it depends. If the link had some sort of like login page or something, then you're fine. Yeah. Okay. I mean, we should probably talk after this.

SPEAKER_00: 48:49

I'm over here giving advice. Somebody's cleaning up my whole fucking bank account. That would be terrible. Absolutely. But you know what? Nobody's immune to it. So all right, cool. High pressure sales tactics, fake scarcity, influencer marketing, the timer trap. We talked about all that. What else, Rich? What are some other red flag

SPEAKER_01: 49:10

issues? Yeah, I think rule two, I said this earlier with the Goggins example, but it's just respect the message, but verify the messenger. There's a lot of good information out there. I think David Goggins is a perfect example. Even somebody like Andrew Tate, right? I know he's a highly controversial influencer, but from time to time, he'll say some shit that hits home, right? Or that makes sense to you. But understand that after the five to 10 to 15 free videos that he's sending you, he's going to try to mobilize you to purchase something, whether that be a cryptocurrency whether that be some tape merchandise, whether that be going to a talk that he's doing somewhere and some conference or any sort of like donation mechanism, there's going to be a tactic to try to get financial gain out of this information that he's sharing.

SPEAKER_00: 50:09

Yeah. I mean, I love the way you framed it. Respect the message, trust the messenger. The messenger is what's important. And I think that's what we talked about earlier, Rich. Obviously we're creating a platform. So there's many, many hours of credibility with said customer and said person sharing information that to me is no different than a relationship with a mentor that wants to sell you his old car you know and yeah obviously the car is used obviously it's not perfect but he might based on the trust you have with him he's not going anywhere you have his phone number you know how to get in touch with him he has a lot of proof in at least in your relationship that he's someone that's credible and he's not promising anything that is abnormal it's just you got to make a you got to make an investment on what you're going to get back it comes like that for anything in life shit college might be a scam if you really want to put it in in the wrong category but as long as you can confirm you're getting what you want out of the deal and the institution has been around for a while and it's a credible institution or a credible person then yes feel free to make the investment as long as it's clear on what you're going to get so I love that idea and I think the internet has kind of turned into that and maybe influencers especially the ones that are playing the longer game, they're learning that. I mean, Steph Curry co-signed FTX. Is Steph Curry a shitty human being? I don't know. Tom Brady was like the poster child for FTX.

SPEAKER_01: 51:32

I

SPEAKER_00: 51:33

mean, shit, the internet could figure it out as I'm saying it, but Tom Brady lost a lot of his personal wealth in the FTX debacle. I think he was one of the biggest investors. He invested a lot of his own net worth into this idea. And for what it's worth, I know it's going to sound crazy, we brought up two things that will light up the internet and get us canceled. Andrew Tate and FTX. But for what it's worth, I think the premise of FTX being similar to Coinbase was the idea, without the Ponzi scheme, yeah, I don't want to speak on something I don't know, but the premise of FTX being a place you can trade, that wasn't the illegal part.

SPEAKER_01: 52:09

Yeah, no, not at all. The illegal part was was that he was misappropriating customer funds and using them for Almeda Research, which was his own sort of like trading hedge fund type business. And there were clearly two separate businesses. You shouldn't have commingled funds. And if you were going to do that, you had to let your customers know. So he went down for some big white collar crimes.

SPEAKER_00: 52:35

Yeah. So the greater point back to your red flag is Tom Brady and Steph Curry co-signed Yeah.

SPEAKER_01: 53:11

I think another one for like rule number three, I want to be clear about something. We're not saying to not invest in things or not be sort of like risk averse. But what we are saying is don't risk the rent money. You know what I mean? The quick flip. Yeah. That one is as old as

SPEAKER_00: 53:31

time. The

SPEAKER_01: 53:31

quick flip. Yeah, bro. Like if losing this investment means like you can't eat or pay your bills or you're not going to make ends meet for the week, that's not an investment. That's a gamble. So be very, very cautious. The famous saying is only invest money that you're willing to lose, right? Because if you lose it and you had enough to lose it, then it's not going to break the bank. You can still operate, you can still make ends meet, you can still pay your bills, your rent, et cetera. But if it's more than you're willing to lose, now your own personal finances start to take a hit and you can't pay your bills. bills and your wife hates you and you're going down a bad rabbit hole.

SPEAKER_00: 54:16

You know, a rule of thumb that I've always had with people is is some people can be an investment and some people can be a gamble. And I think it correlates to the natural terms that are more involved than finances. An investment is something that you're putting money or time into something that has a long-term horizon. So you're not necessarily living in the day-to-day of the ups and downs of the day-to-day, even week to week, even month to month. If your success, is correlated to day-to-day, week-to-week metrics, and you're living and dying based on what happens today or tomorrow, that's a gamble. Chances are, whoever told you that this is the best person to bring into your life or the best investment to make with your money, and you have to track it day-to-day because you just don't know, that's a gamble. Even the person that made a lot of money doing it that way, they are living on the edge. razor's edge and chances are they could be on an upswing that is just Luck, serendipity, time and place, so many variables, so many macro things going on in the world that could take something up. And the phrase goes, the same way luck can be given is the same way luck can take because everything has these natural ebbs and flows. So be mindful of gambling versus investing. And to Rich's point, if you're going to gamble, gamble, but make sure you have enough that if you lose all your money, you're not risking your livelihood. That is a red flag within itself. It's more on the person. If you need the money, then maybe you should focus on getting more of a bigger bank, a nest egg, so you can make bigger investments. No one's saying that you shouldn't make gambles to quadruple your money. It's possible. People are doing it. I know that would be the number one comment. You guys don't know anything. I made XYZ last year. And that's fine. We're not saying that that's not possible. But- For a younger guy that's following these idiots online that constantly peddle the last win they got, it's a win from last week. It's not a win forever. You're giving false information to young people that are impressionable, that think they can get it the way you got it. And those are just short-term gambles. Long-term investments are your reputation. Long-term investments are developing skills. Long-term investments are treating your body right, being around smart people that also play long-term games and a 401k and bullshit ass above 4% return on investment historically over the last 700 years, unless fucking a meteorite hit the world, you're probably going to get this money back. Those are long-term investments. Now, Rich and I be playing short-term games, but asymmetric, right? That's the rule. It's like if I bet a thousand, all I could do is lose a thousand.

SPEAKER_01: 57:27

Right.

SPEAKER_00: 57:28

But if I hit I could win big. Creating this platform is an asymmetric bet. And we'll put the definition of asymmetric down here. We're not trying to complicate anything. It's real simple. Whatever I put up, I could lose. I'm okay with that. But if I win, I could win 10X plus. But I know the probability says I'm going to lose this$1,000. That's an asymmetric bet. But you're okay with that. That's what Silicon Valley is built off of. That's where tech companies are built off of. That's where penny stocks are built off You can do it that way, but just be able to differentiate a gamble from a long-term bet. And I think people and women fall into that category as well. Different conversation for another time. But I think even humans, friends are gambles. Women are gambles. And then some people, friends and women are long-term bets.

SPEAKER_01: 58:17

Yeah.

SPEAKER_00: 58:18

Love your rule three.

SPEAKER_01: 58:19

No, yeah. I mean, I think you hit rule four and that's probably the last rule we have. It's just play the long game, right? Oh, shit. I didn't even... Fast money. Listen,

SPEAKER_00: 58:28

no. I probably should read the notes. I didn't realize that was

SPEAKER_01: 58:30

four. That's great. I'm glad you went off the top there. That's rule number four, play the long game, build skills, generate assets, and build a network that compounds over time, over years, not weeks. I know there's a lot of content out there. There's a lot of people sharing fake success stories. It's easy to get consumed by the internet matrix and be like, oh, this person's in a mansion or the Love Island people are And like this beautiful island. Right. And you're like, oh man, I want that lifestyle. I want the car. I want the money. I want the women. It's very, very easy to fall victim to wanting these things. The problem is you want to mobilize yourself to try to get it fast. Right. You know, to make comparisons of like how fast money was back in the day, back in the day, people tried to scam, people try to sell drugs. I feel like we're kind of past that in society. And now people are just like, all right, what's the two point? It's like crypto, Web3 scams. Credit card scams. Credit card scams. Yeah. Cash app scams. You know what I mean? For sure. It's all moved

SPEAKER_00: 59:41

like- Real estate. Real estate scams. Oh, yeah. Give me your money. You're in a real estate portfolio. Bro, can you explain that real estate shit to me? Because I had about four different friends. I feel like this is what the hood is on right now. So I give my money to a pool of people that are pulling their money into a larger real estate place. Do you know about this?

SPEAKER_01: 1:00:00

Yeah, that's exactly it. A whole bunch of people pull their money to purchase a real estate property that ultimately gets renovated and then sold for a higher profit. Once the developer sells the property and takes the profit, he takes that profit, disperses it back to the original investors and everybody wins. The problem is... Yeah, please get to that part. Most of the scammy developers are just taking your money and never giving you your rate of return back. They're saying, oh, man, the project got delayed. Oh, man, the time and materials have increased. Oh, man.

SPEAKER_00: 1:00:39

This is how people get killed. This is how people get killed, bro. I'm

SPEAKER_01: 1:00:43

serious. Yeah, it's wicked.

SPEAKER_00: 1:00:46

Bro, if I would have responded to one of these motherfuckers, I could show you right now somebody that we both know back home.

SPEAKER_01: 1:00:51

Yeah.

SPEAKER_00: 1:00:51

DM me on bullshit. I know. And I'm like, I literally respond, bro, get out of my phone with this crazy shit.

SPEAKER_01: 1:00:58

It's a wicked world out there, bro.

SPEAKER_00: 1:01:00

That's what I'm saying, bro. This shit is urgent, bro. Rich, I'm very happy that we are still very close friends. Because this shit is happening right now. Yes, in real time. This is not like fucking Warren Buffett's 50 rules on, nah, we outside right now, bro. This is happening right now. That's sad. I know people back home are getting scammed by this guy that we both know.

SPEAKER_01: 1:01:23

Yeah.

SPEAKER_00: 1:01:23

And I was always wondering, I'm like, how the fuck does anybody send this person money? Does this shit actually work? Why does it work? Because people are desperate, bro.

SPEAKER_01: 1:01:31

Yeah,

SPEAKER_00: 1:01:32

that's exactly right. Sorry, I have a rule of five. All right, this one's big for me. Because I just thought about my nephew and younger guys that are in my life that would have got that DM about, yo, send me$500 to$1,000 and you could be a part of this real estate. I don't know what the fuck it's called. We got to find a name for it. But I'm glad you knew about it. And I'm just wondering, how do I get my money back if it doesn't happen?

SPEAKER_01: 1:01:59

You don't.

SPEAKER_00: 1:02:01

And the one thing that keeps coming up that's specific to the community that we're building, I can't make this emphasis any more clear, Rich. It's obvious that every episode we do is based off of one thing. And that one thing is the customer being in isolation. Women that are experts at getting men to believe that they can get something from their relationship is based on being alone, isolation. We did a episode, maybe one or two episodes ago, Suffering and Silence. isolation. You start hating the world. You find communities to develop angst. We're going to go to episode 100 and we're going to keep seeing the common thread is isolation. Social media isolation. Digital nomads. Solopreneur. Stoicism. I'm going to stay on this topic because I believe it's something that no one on the internet is talking about. This is where people are getting their fucking noggins cracked when you're alone. And the more More and more, you quadruple down on the non-VR goggles that are the algorithms that are all around you, your TV algorithm, your laptop algorithm, your phone algorithm, your friend group. Everything is getting streamlined to these little communities that are not real people, and you're being isolated. I'm not a fucking conspiracy theorist. I do marketing for a living. There are scientists in white coats, bro, that are trained to just keep you on meta all day. day, keep you on Instagram all day, keep you on YouTube all day, keep you on Spotify. This is their job, bro. And if you think these people are not competing with their other platforms that are in the same lane as them, the only way they could win the war is by keeping you on their platform. End point. The problem is that same information is available to people that don't have the best intentions for the customer. They're in the wild, wild west. A woman with and OnlyFans doesn't have any parameters stopping her from allowing you to send her$4,000. There's no system that's going to save you, my boy. There's no caution sign at the end of a Discord or a Reddit that says, hey, there's a lot of hate language for other social groups here, but you should use your own discretion and speak to your family about how upset you feel before you go and purchase a fucking gun and do something about this problem. The This is the isolation problem. And there's no difference here, Rich. We're seeing that the more that these get money schemes, these MLMs, these real estate investments, these crypto, all these plays catch you when you're isolated, you're down bad. And the first thing they tell you is they discourage you from sharing this information with your friends and family because they're going to talk you out of it. They don't know what getting rich is about. I do. It's scary out there bro it's scary out there and to me that shit is eerie like there's like AI movies about this there's Black Mirror like it's getting spooky and I think a lot of young men because they're so risk adverse they're just full of adrenaline they're always going to do the thing that's the most riskiest because they feel like it's the right thing to do in the moment and that shit is scary because these people know they're vulnerable and they're alone and they be online all day and they're constantly getting an echo chamber of information that they want to see and they want to hear but bro same as the last episode, Suffering in Silence, there's a sadness that comes over me when I think about it. It makes me upset.

SPEAKER_01: 1:05:49

Yeah. I think I'll close with this. I think what we're talking about is not only about scams. I think everything, if I could summarize everything that we've just shared, it's that it's really a mindset thing. We're telling you to don't be immune to shiny distractions. Be cautious about the content that you consume online. Be cautious about the courses that you sign up to. Be cautious with the influencers that you follow. Don't just follow people blindly because ultimately they're going to try to sell you a product and then you go down the rabbit hole of falling victim to a scam.

SPEAKER_00: 1:06:33

Yeah, and if you pay a lot of money for something, you try to justify it. Yeah. I'm sure when you lost your 15, your brain was breaking because you were trying to justify even after you lost it. Yeah. No, it's going to be all right. I can get it back. I just got to do X, Y, Z. Right? That's what your brain does when you follow a creator that doesn't have good intentions. He sells you an ounce of oregano. You start trying to plant the oregano to justify the money you lost.

SPEAKER_01: 1:07:00

Yeah.

SPEAKER_00: 1:07:00

But you got played. I'm sorry, bro. I'm going to stop. No, no. We feel passionate about it. You're right, though. You're right. They need their own discretion, bro. I don't know how you get it. That's something that we're probably going to have to figure out in another episode, but it's fucked up. It's predatory. I think that's the best way to put it. People know you're vulnerable and they're attacking you at your weakest. And you need to understand that. I think that alone, if there's two young men out there that know that, I think that's enough to know, oh shit, I am being attacked. That sounds like some Fox News shit. I wasn't trying to be on that. I meant like, be aware that you're vulnerable.

SPEAKER_01: 1:07:37

Yes. I'll end with this. Before you invest in any scheme, invest in yourself first. There you have it.